Home Purchase Agreement Playbook

The biggest financial decision of your life deserves careful review. Know your contingencies and protections.

3
Critical Red Flags
3
Warning Signs
6
Protections to Ask For
5 min
Estimated Skim Time
Quick Jump
Biggest Trap in Home Purchase Agreement Contracts

Escalation Clause Without Cap

Uncapped escalation could commit you to more than you can afford

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The 3 most important things to check first

1

No Inspection Contingency (As-Is)

Buying as-is means accepting unknown defects without recourse.

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2

Large Non-Refundable Earnest Money

Earnest money at risk means significant loss if transaction fails.

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3

No Financing Contingency

Without this, you may lose earnest money if loan is denied.

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Critical Red Flags

Requires immediate attention
critical

What to Watch For

Common red flags we find in these contracts

No Inspection Contingency (As-Is)

Critical

Buying as-is means accepting unknown defects without recourse.

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Warning Signs

Review carefully
warning

What to Watch For

Common red flags we find in these contracts

Very Short Contingency Periods

Warning

Rushed timelines may not allow proper due diligence.

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What to Ask For

Must-Have Protections

Checklist of protections your contract should include

Essential (Must Have)

Clear property description

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+5 more protections available

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What's Fair

Industry Benchmarks

What is normal vs. what should raise concerns

Metric
Industry Standard
Red Flag
Earnest money
1-3%
Over 10% or non-refundable
Inspection period
10-14 days
Less than 5 days
Financing contingency
21-30 days
Less than 14 days
Closing timeline
30-45 days
Less than 21 days
Walk-through
24-48 hours before closing
None
Unlock benchmark values

Benchmarks based on industry standards. Individual contracts may vary based on specific circumstances.

Negotiation Scripts

Negotiation Tips

2 scripts available

Copy-paste scripts for common negotiation scenarios

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Scenario

Seller wants to remove inspection contingency

"I understand you want certainty. How about a 7-day inspection period instead of ..."

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Scenario

Property appraises below purchase price

"The appraisal came in at $[X] below our agreed price. I would like to propose re..."

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Get ready-to-use, copy-paste negotiation scripts crafted by legal experts. Just paste into an email or use in conversation.

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Common Traps

Common Traps

Sneaky clauses that often catch people off guard

Escalation Clause Without Cap

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Learn about all the sneaky clauses that catch people off guard, with detailed explanations and exactly what to clarify.

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